Punk

Punk Punk Punk By Maeve Maddox One post often leads to another. When I wrote about the word steampunk, I learned things about the word punk that I hadn’t known before. Three meanings I’ve always attached to the word punk are: 1. punk (noun): a smart-alecky, no-account adolescent boy. Leo [Gorcey] was the filmic prototype of the young  punk. Justin Bieber is a punk, a product of social media. 2. punk (noun): a long skinny taper used to light fireworks. Fireworks should be lit with  punk  or an extended butane  lighting  device.   Dont leave matches and  lighted punk  where ladies may tread on them.   3. punk (adjective): in poor health, under the weather. Sadie is feeling punk: I think her tooth is bothering her. I woke up feeling punk, but now I feel better. Here are some other uses of the noun punk: Note: The dates refer to citations in the Oxford English Dictionary. The first is the earliest citation; the second is the most recent. a prostitute (1575-1983) a boy or young man kept as a passive sexual partner by an older man (1698-2001) the young male companion of a tramp, especially one kept for sexual purposes (1907-2002) derogatory term for a homosexual man (1935-1999) a person of no account; a petty criminal; a hoodlum, a thug (1893-2004) a coward or a weakling (1939-2003) an amateur; an apprentice (1920-1989) a performer or fan of punk rock (1976-2003) Meanings of punk as an adjective include: contemptible, despicable; thuggish; inexperienced (1907-2001) The OED offers the following definition of the word punk relating to the lighting of fireworks: soft decayed or rotten wood, especially as used for tinder 1678-1994) slang term for bread (1891-1991) incense, especially Chinese incense (1844-2000) A piece of a material that smolders when ignited, used to light fireworks or the like (1852-2005) something worthless; foolish or meaningless talk; nonsense, rubbish 1869-1973) New meanings for this old word are still developing, including a verb, â€Å"to punk.† Apparently the past participle is punk’d: Taylor Swift gets Punk’d by Justin Bieber Jusin Bieber gets punk’d by Ashton Kutcher. The odd spelling is from a candid camera show called Punk’d. Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Vocabulary category, check our popular posts, or choose a related post below:Direct and Indirect ObjectsHow to spell "in lieu of"Few vs. Several

The Benin Empire

The Benin Empire The pre-colonial Benin Kingdom or Empire was located in what is today southern Nigeria. (It is entirely separate from the Republic of Benin, which was then known as Dahomey.) Benin arose as a city-state in the late 1100s or 1200s and expanded into a larger kingdom or empire in the mid-1400s.  Most of the people within the Benin Empire were Edo, and they were ruled over by a monarch, who held the title of Oba (roughly equivalent to king).   By the late 1400s, the capital of Benin, Benin City, was already a large and highly regulated city. Europeans who visited were always impressed by its splendor and compared it to the major European cities at the time. The city was laid out on a clear plan, the buildings were reportedly all well-kept, and the city included a massive palace compound decorated with thousands of intricate metal, ivory, and wood plaques (known as the Benin Bronzes), most of which were made between the 1400s and 1600s, after which the craft declined. In the mid-1600s, the power of the Obas also waned, as administrators and officials took more control over the government. The Transatlantic Slave Trade Benin was one of many African countries to sell slaves to European slave traders, but like all strong states, the Benin people did so on their own terms. In fact, Benin refused to sell slaves for many years. Benin representatives sold some prisoners of war to the Portuguese in the late 1400s, during the time when Benin was expanding into an empire and fighting several battles. By the 1500s, however, they had stopped expanding and refused to sell more slaves until the 1700s. Instead, they traded other goods, including pepper, ivory, and palm oil for the brass and firearms they wanted from Europeans. The slave trade only began to pick up after 1750, when Benin was in a period of decline. The Conquest of 1897 During the European Scramble for Africa in the late 1800s, Britain wanted to extend its control northwards over what became Nigeria, but Benin repeatedly rejected their diplomatic advances. In 1892, however, a British representative named H. L. Gallwey visited Benin and reportedly convinced the Oba to sign a treaty that essentially granted Britain sovereignty over Benin. Benin officials challenged the treaty and refused to follow its provisions in regard to trade. When a British party of officers and porters set out in 1897 to visit Benin City to enforce the treaty, Benin attacked the convoy killing almost everyone. Britain immediately prepared a punitive military expedition to punish Benin for the attack and to send a message to other kingdoms that might resist. The British forces quickly defeated the Benin army and then razed Benin City, looting the magnificent artwork in the process. Tales of Savagery In the build-up and aftermath of conquest, popular and scholarly accounts of Benin stressed the savagery of the kingdom, as that was one of the justifications for conquest. In referring to the Benin Bronzes, museums today still tend to describe the metal as being purchased with slaves, but most of the bronzes were created prior to the 1700s when Benin began to participate in the trade. Benin Today Benin continues to exist today as a Kingdom within Nigeria. It might best be understood as a social organization within Nigeria. All subjects of Benin are citizens of Nigeria and live under Nigerian law and administration. The current Oba, Erediauwa, is considered an African monarch, however, and he serves as an advocate of the Edo or Benin people. Oba Erediauwa is a graduate of Cambridge University in Britain, and prior to his coronation worked in the Nigeria civil service for many years and spent a few years working for a private firm. As the Oba, he is a figure of respect and authority and has served as a mediator in several political disputes.   Sources: Coombes, Annie, Reinventing Africa: Museums, Material Culture, and Popular Imagination. (Yale University Press, 1994). Girshick, Paula Ben-Amos  and John Thornton, Civil War in the Kingdom of Benin, 1689-1721: Continuity or Political Change? The Journal of African History 42.3 (2001), 353-376. Oba of Benin, Kingdoms of Nigeria web page.

Module review questions Coursework Example | Topics and Well Written Essays - 500 words - 2

Module review questions - Coursework Example I would like to point out that several developments would be made in this sector. Among the most significant trends in the peripheral devices I expect to see in the next ten years is the adoption of a touch screen, wireless mouse and video cards. These are very powerful devices that would enable a computer to produce a more efficient, faster, accurate and high quality work. Basically, a computer system can be classified into supercomputers, mainframe computers and personal computers. The changes in the modern technology have greatly transformed the use of the desktops, laptops, Netbooks, Tablet PCs and Smart Phones. These are the different types of computer systems that are popularly used in the society today. For instance, whereas the desktops are shifting to the use of TFT Monitors, the laptops, Netbooks and the Tablets are becoming more portable and lighter than they used to be before (Ceruzzi, 2000). Besides, the Smart Phones are now able to access the internet and be used in browsing, sending and receiving mails. Application software refers to a set of programs which are exclusively designed to perform a specific application. Even if there is lots of application software, there are certain packages that should be known and thoroughly comprehended by the business and end users. These include, but not limited to accounting software, graphic software and enterprise software. They deal with documentation. So, everyone should know how to effectively operate them. Today, there are so much changes occurring in the software development. A lot of improvements have been made to increase the functionality and effectiveness of the Information Worker Software, Educational Software and Entertainment Software. In future, I would like to see the sophistication of Product Engineering Software and Enterprise Infrastructure Software. This would make them more efficient in their output. The operating system is necessary because it manages both the software

Strategic Management Essay Example | Topics and Well Written Essays - 3000 words - 4

Strategic Management - Essay Example This paper discusses the relevance of strategic management and its implications particularly to the hospitality industry. Strategic management is the process of specifying an organizations objectives, developing policies and plans to achieve these objectives, and allocating resources so as to implement the plans. It is the highest level of managerial activity, usually performed by the companys top leaders particularly the Chief Executive Officer (CEO) and executive team. It provides an overall direction to the whole organization. An organization’s strategy must be best suited for its resources, circumstances, and to achieve its objectives. The process involves matching the companys strategic advantages to the business environment the organization faces. One aim of an overall corporate strategy is to put the organization into a position to carry out its mission effectively and efficiently. A good corporate strategy should integrate an organization’s goals, policies, and action sequences (tactics) into a cohesive whole (Wikipedia, 2006). â€Å"There are a few major forces driving change in the remote and immediate environments of the organization. These forces are often referred to as trends, create opportunities and pose threats to the firm. They shape and force change in both predictable and unpredictable patterns. Hence the success often comes from the choice of competitive methods used by the firm to take advantage of the threats and opportunities in the business environment. These methods should also provide the firm with sustainable competitive advantage. Above all the most important area of management in an organization is the effective and efficient allocation of the firm’s resources.† (Olsen, et al. 1998). Corporate strategy can be described as an organizations sense of purpose - a guiding purpose or policy, a focus/mission statement, even a philosophy,

Rates of reaction - concentration Essay Example for Free

Rates of reaction concentration Essay This experiment tests how differing concentrations affect the rate of a chemical reaction. It will be done using a simple experiment where one substance is constant and the other is varying. Apparatus For each experiment I will need the following; 150 cm3 2 Molar hydrochloric acid 140 cm3 water 250 cm3 sodium thiosulphate 1 conical flask 1 measuring cylinder 1 stop clock 5 pieces of paper 1 pen Preliminary Work; Prior to this investigation, I conducted a preliminary experiment to determine the strength of my method in terms of accuracy and precision. I decided to test how the temperature of an experiment affects the rate of reaction. Therefore, I got 50 cm3 sodium thiosulphate and 40cm3 hydrochloric acid diluted with 10cm3 water. After pouring the two mixtures into a conical flask I placed it onto a black cross on a piece of paper and timed the time it took for the precipitate of sulphur produced to make the solution seem so cloudy the cross disappeared. The same experiment was conducted at temperature of 10Â °C, 20Â °C, 30Â °C, 40Â °C and 50Â °C. The two substances that I have chosen for preliminary work will give me an accurate indication of the time taken for the reaction to occur in the actual investigation, as unlike with most experiments, the chemicals produce the precipitate of sulphur which turns the solution a milky yellow colour which is easy to see clearly. From my previous work, I can see that the range of temperatures was enough to give a clear summary of the investigation; therefore, I am transferring the range of temperature to use as amounts of hydrochloric acid as I feel it gives reliable results. Method After retrieving all the apparatus that is needed to successfully complete the experiment, I will begin with drawing a large cross onto the piece of paper. Then I will measure out five different quantities of both water and hydrochloric acid using a measuring cylinder in the following Display complete essay The above preview is unformatted text This student written piece of work is one of many that can be found in our GCSE Patterns of Behaviour section.

Quebec Separatism Essay -- Quebec Separatism

Canada is known by outsiders to be a very peaceful country. But if you ask any Canadian they well tell you that is unfortunately not the case. For there is a large ongoing conflict between Canadians. The conflict is between the French and the English, or more specifically between Quebec and the rest of Canada. As a result of this conflict, along with some wrongdoing and propaganda. Quebec has considered and has gone as far to hold referendums over Separatism (Surette,2014). Separatism is that the province of Quebec separates from the rest of Canada to form its own country. Which would have immense effects on indubitably Quebec but also the rest of Canada (Martin, 2014). This report will focus on the root causes and origin of Quebec Separatism, the current state of Quebec Separatism and finally how we as a society can act towards Quebec Separatism. Root Causes and Origin The root causes of Quebec Separatism go back almost a thousand years! This is because a large cause for Quebec Separatism is the conflict between the French and the English people. These conflicts go back to when France and England first became countries, and ever since then it seems the two countries have been at constant war with one another (Henley, 2011). This constant fighting spawns a built in belief of hatred for one another (Henley, 2011), which would make it hard for the two to live in the same country as they try to do in Canada. But out of all the wars the French and English fought, the most influencing for Quebecois and all of Canada was the sever year war taking place between 1756 and 1763 (Upper Canada History, 2011). The special thing about this war was that part of it was over the influence of the territory to be later Canada (Upper Canada histor... ...ions.ca/scripts/ovr2011/default.html Patriquin, M. (2014, April 11). The epic collapse of Quebec separatism. Retrieved May 15, 2014, from Maclean’s website: http://www.macleans.ca/politics/the-epic-collapse-of-separatism/ Quebec Separatism. (2006). Retrieved May 15, 2014, from The History of Canada website: http://www.linksnorth.com/canada-history/quebecsep.html Scott, M. (2011, November 28). More anglophones see English-French relations as problem. Retrieved May 12, 2014, from Montreal Gazette website: http://www.montrealgazette.com/life/More+anglophones+English+French+relations+problem+Poll/5777450/story.html Surette, R. (2014, March 24). Quebec separatism and the peculiar entity called ‘English Canada’. Retrieved May 16, 2014, from Rabble website: http://rabble.ca/columnists/2014/03/quebec-separatism-and-peculiar-entity-called-english-canada

Improve Own Performance In A Business Environment

1.1- Explain the purpose and benefits if continuously improving performance at workThe purpose and benefits of continuously improving my own performance at work is to achieve many personal goals, receive a pay rise, and maintain a good performance and also to progress in my work to a new job role.1.2- Explain the purpose and benefits of encouraging and accepting feedback from othersThe benefits of encouraging and accepting feedback is to help me improve in my working environment, learn from any mistakes I may of made and to help me feel more confident in the work that I am doing. Feedback also helps us see ourselves as others see us. We learn a lot from the feedback of colleagues, from as minor mistakes to big failures.1.3- Explain how learning and development can improve our own work, benefit organisations, and identify career options I will look at things likeWhat part of my day takes the most time What actions can be taken to do it in less time I will look at the best part of my t ime at work Look at areas where I could improveI will speak to my colleagues take any advice they may have and use any guidance they may give me. I will make a learning plan to improve my work performance that meets my targets and needs, and follow a learning plan for improvement on what I could do to my own work for future reference of learning.1.4-Describe possible career routesEvery task has to be performed and every work has to be done with a positive attitude. It is not the work that you do or finish within the time-scale that matters; it’s the work that has to be good too. All organizations and  companies constantly look for people who are willing to learn new things and also to people who want to move up in their working environment. I always try new ways to do my work, so that it ends well. I will take feedback from all my work colleagues and managers if they have any comments to say and then if they are happy for me to use their strategies then I would use them.Als o anything that is productive in the work environment is used and passed on to other teams in departments so they can also use the strategies to. By doing the things I do at my workplace I could progress many routes in my career and also my future as when I finish my business admin qualification I could go into many other lines of work that are more in depth such as a school or maybe even a hospital. Looking at things now I enjoy what I do and I do hope I move up in any kind of way such as being a sales concultant;accounts etc but looking at things now I have still got along time ahead off me.1.5- Describe possible development opportunitiesThe more I learn, the more I can do with the route to development opportunities. I can also improve my productivity and this can help me with future work roles and understanding things and improving my skills with a better knowledge of understanding.

Thomas Paine African Slavery in America (1775)

Name: Danielle Kissi Course: Introduction to Law Professor: April Pitts Date: 10/30/2012 Assignment: Brief a Case page 282 Case Name: Gnazzo v. G. D. Searle & Co. 973 F 2nd 136 1992 U. S. App. Lexis 19453 United States Court of Appeals, Second Circuit Facts: In 1974, Gnazzo had an IUD implanted in her uterus as a contraceptive device. In 1975, Gnazzo experience painful cramping which turned out to be Pelvic Inflammatory Disease (PID). Although she suffered another PID infection later, she continued to use the IUD until December 1977.In 1989, a fertility specialist told Gnazzo she was infertile because of the PID that resulted from the use of the IUD. Later that year, Gnazzo answered an attorney questionnaire stating that she first suspected the IUD had caused her infertility in 1981 after researching the product over the internet. In 1990, Gnazzo initiated a complaint against Searle; the maker of the IUD. Searle said Gnazzo’s claim was time-barred by a 3 year statute of li mitations for product liability actions.Procedural History: The District court granted summary judgment and found that Gnazzo did not have a case against Searle because of the statute of limitations. Gnazzo Appealed. Issue: Did the statute of limitations begin to run when the defendant first suspected harm had resulted from the product or when her suspicions were validated by a medical specialist? Holding: Yes, according to the Connecticut Law, the statute of limitations (3 years) begins to run when the plaintiff discovers some form of actionable harm.Subject case matter is remanded to the District court to hear the case and start the procedure to determine the limitation between the parties. Rationale: This case is the second impression of the court. The court has heard a case-matter about the statute of limitation. The District Court by the Connecticut law, apply the state of limitation because Gnazzo the plaintiff knew since 1981 that she suffered from the UID, but she wait until a specialist confirmed her that the IUD caused her an infertility.However, a statute of limitation is the period during which a plaintiff must bring a lawsuit against a defendant, so if the lawsuit is not files within this period, the plaintiff loses his or her right to sue. So when the plaintiff began to suspect that her inability to conceive might have been caused by the IUD and then researched the product and discovered it was linked to infertility, the Connecticut statue began to run. Her actions and her own statement in her questionnaire show that she could reasonably assume in 1981, that Searle had cause her harm and in the judgment of the district court was affirmed.She waited too long before starting action against Searle, so according to the Lawsuit the statute of limitation was only three years if the plaintiff started action against Searle during when the Connecticut statue began to run, she could have a chance to sue Searle. The Court states that the plaintiff failed to sue Searle because action against Searle was taking after the period required of statute of limitations of the Connecticut law. According to the Court decision, if any action is taken by the plaintiff when the Connecticut statue began to run, the plaintiff failed to sue and the Court cannot entertain the suit.

7. Drama Essay Example

7. Drama Essay Example 7. Drama Paper 7. Drama Paper Essay Topic: Literature Antony and Cleopatra is an example of one of Shakespeares histories. Shakespeares tragedies tend to include a/an incredible hero. Shakespeare often used mistaken identity as a device in his comedies. A drama is told through a combination of action and unnamed. In a drama, an extra is a character that is unimportant. When humanism spread and affected literature, authors and dramatists began writing about human psychology. One difference between tragedy and comedy is that tragedy usually features an extraordinary hero. Just as books have chapters, plays are divided up into acts. A Shakespearean play that focuses on the flaws and mistakes of the protagonists is known as a tragedy. In his comedies, Shakespeare is well known for the device of mistaken identity. Before the Renaissance, virtually all dramas focused on religious themes. Dramatic irony means that the audience knows something the character or characters dont. Humanists believe that life on earth is important in its own right. Shakespeares plays often contain puns, which are plays on words. Which statement would a humanist /most likely/ agree with? You only get one life, so make sure its a good and happy one. When reading a play, the reader has to imagine the details of setting and characters appearance. Before the birth of humanism, the most important goal a person could have was to live a sinless and holy life. Shakespeares comedies tend to end with a marriage. According to Renaissance philosophy, commoners often represent appetite. Regarding the nature of drama, which statement is /false/? Modern dramas, such as films, are not structured in the manner of stage plays. If this was helpful, feel free to donate to my paypal: paypal.me/orbiting

The Best Currency Exchange Methods for Every Situation

The Best Currency Exchange Methods for Every Situation SAT / ACT Prep Online Guides and Tips If you’re planning a trip to another country, you’ve probably spent a lot of time thinking about the airline you’ll fly, the hotel or AirBnB you’ll stay in, the food you’ll eat, and the fun new things you’ll get to experience. You might not, on the other hand, have thought too much about how you’ll get money on your trip. Despite the fact that currency conversion is a decidedly less interesting travel topic than the best place to go zip-lining, it’s important to understand the costs associated with changing money. Currency exchange requires some time and effort, so it’s necessary to plan ahead or you risk getting stuck with heavy fees. In this article, I’ll cover the basics of how currency exchange works and what you should consider when deciding where and how to change money. How Currency Conversion Works If you’re traveling, sending money to another country, or buying, selling, or trading foreign currency, you’ll need to change your money from one currency to another in a transaction called a currency exchange. Currency exchange tells you what one country’s money is worth in terms of another country’s money. All currencies have different values, which change daily based on different factors like inflation, economic stability, and interest rates. When you exchange currency, you’re trading in a certain amount of money in one currency for the equivalent amount of money in another currency. Currency exchange rates aren’t fixed. Rather, they’re constantly changing. The rate at which you exchange two currencies one day may be different than the rate at which you exchange the same two currencies the next day. Because currency exchange rates change so often, it’s important to understand the best ways to buy, sell, and trade currencies so you get the best deal. Factors to Consider for Currency Exchange There are a lot of fees associated with currency conversion. Read on to learn the three factors that affect currency exchange fees so you can make sure you’re getting the best deal. #1: Explicit Fees Most methods that you’ll use to exchange money will come with a set, explicit fee. You can think about this fee as the cost of doing the business of currency exchange. For instance, you may have to pay a $30 fee to wire money from your bank to a foreign bank. Or, you may be charged a 1% fee to convert your currency at an airport currency exchange teller. Consider these fees when deciding where to exchange your money. A 1% fee may sound more attractive than a flat dollar amount, but could add up to more if you’re exchanging large amounts of money. #2: Conversion Rate Conversion rates almost always differ from the wholesale currency exchange rate. So, for instance, if the wholesale market is charging $1.10 USD per one euro, a bank or currency exchange company like Travelex may charge $1.105 or $1.110 USD per one euro. Again, while this deviation in conversion rate may seem small, it adds up, particularly if you’re exchanging a large amount of money. #3: Convenience The idea of convenience is more nebulous than conversion rates or explicit fees. Convenience is basically the value of your time and effort to exchange money. For instance, if your current bank charges $1.110 USD per one euro, and a different bank charges $1.105 per one euro, it’s probably not worth it to go to the different bank just to save $0.005. Similarly, you need to consider how accessible currency exchange is where you live. If your local bank will exchange currency, that's a solid option. However, if you need to travel three hours out of your way to find a bank that'll change your money, you may just want to wait to change money at the airport. You’ll want to weigh the value of comfort, ease, and convenience versus actual monetary savings. Best Currency Conversion Options In this section, I’ll detail the top currency exchange options for a number of different situations. Best Foreign Exchange Options While Traveling If you’re traveling, you’ll want to make sure changing currency is cheap and convenient. The best option is to withdraw cash as you go on your trip from ATMs. In this section, I’ll describe the most common currency exchange options for travelers. ATMs The most cost efficient way to exchange money in a foreign country is to withdraw money from an ATM. If you have a commonly accepted ATM card, like a Visa or Mastercard, you can likely withdraw money from a foreign ATM while traveling. ATMs are highly prevalent throughout the world and any country that receives even a small number of foreign tourists will have ATMs at least in the airport that you can withdraw cash from. However, there are some downsides to withdrawing from a foreign ATM. First, you can be slapped with fees if you withdraw from a foreign ATM. In addition to a small flat fee for using the ATM in the first place, you’ll likely have a foreign transaction fee that adds between 1-5% to the total amount of your withdrawal. Consider opening an account at a bank like Charles Schwab, for instance, that doesn't charge international transaction fees. Second, it can be difficult to find ATMs that accept U.S. debit cards in some places. While the vast majority of countries with tourists have numerous options for withdrawing cash, some rural or less well-traveled areas may not have cash readily available. You may want to bring some with you, just in case, or withdraw a larger amount when you do visit an ATM so you don't get stuck. Airport Kiosks Airport kiosks are convenient, ubiquitous, and, often, a huge ripoff. Airport kiosks often offer poor exchange rates and high fees for exchanging cash. However, you can use them as a last resort if you need cash on hand when you enter a country. Normally, you can either bring cash to exchange or withdraw cash from your ATM debit or credit card. If you have your ATM card with you, I'd recommend visiting an ATM rather than withdrawing from an airport kiosk. Credit Cards Credit cards are a solid option for paying for things you buy abroad without cash. There are tons of travel credit cards out there that don't charge international transaction fees, so if you can get one of those, I'd recommend using your credit card as much as possible. You can also commonly withdraw cash as a cash advance from your credit card. However, most credit cards charge cash advance fees and higher interest rates on cash withdrawals. If you decide to use your credit card abroad, I'd stick to using it on credit card transactions and withdraw money with your debit card instead. Cash Conversion Banks and credit unions often offer the most favorable conversion rates and limited to no fees if you exchange with a teller. Banks and credit unions, however, often exchange only widely used and popular currencies, such as the peso or the euro. If you’re looking for a less common currency, you might not be able to conduct a currency exchange at your bank. Before going to your bank, be sure to look up their currency exchange policies online or speak to a representative over the phone. You want to confirm that your branch a) actually offers currency conversion services, and b) carries the currency you need. Best Foreign Exchange Options for Sending Money to a Foreign Country Sending money to a foreign country can be expensive, with lots of hidden fees. In general, your best options are wire or online transfers, which often have flat fees. You can also use PayPal or Western Union if you have to, which charge a percentage fee. Wire/Online Transfers Wire transfers, which you can make in person or over the phone at a bank, or online transfers, which you can make using your online banking account, are the best options for sending money abroad. Most banks and credit unions only charge a small flat fee for wire transfers (typically between $15 - $30), so if you’re moving a large amount of money, you’ll save on fees by transferring directly from your bank. Wire and online transfers also allow you to transfer more money at one time than using a third party service like PayPal or Western Union. If you’re sending money to a foreign bank, you’ll need information from the recipient, including the name and address of their financial institution, as well as a SWIFT or IBAN number. PayPal PayPal is a solid option for transferring money to foreign accounts, but does come with more fees than most wire or online transfers. For transactions under $3,000, you’ll pay a 2.9% fee, plus a $0.30 per transaction charge. Larger transfers incur less of a fee, but are more restricted. If you want to make a larger transaction, you’ll have to go through additional identity verification steps. Western Union Western Union charges a flat rate for transferring money to another account. Their fees are typically higher than those at most banks and credit unions. You’ll also be charged an exchange rate on transfers made on international funds. Unfortunately, most Western Union foreign transactions don’t receive a favorable exchange rate. Best Foreign Exchange Options for Currency Trading Currency trading is a complicated, fast-paced business. If you’re looking for a forex broker, consider one of the following options. Oanda Oanda is a strong trading platform that offers a large selection of currency pairs (90+). Oanda is friendly to newer traders, as it has a $0 account minimum and no requirements for minimum trade lot. Oanda also had the lowest spread markup on commissions across the seven major currency pairs. Ameritrade TD Ameritrade is the leader in currency exchange, with an unmatched selection of currency pairs and lots of tools for investors. Trades will be subject to commissions, however, and TD Ameritrade has an account minimum of $2,000. Best Options for Buying and Selling Foreign Cash in the US Back from your trip with lots of foreign cash still in hand? Consider these methods for buying and selling foreign currency in the United States. Your Bank Banks will likely offer you the best deal on buying back currency, but may not buy back all types of currency. Airport Kiosks If your bank won’t buy back your money, airport kiosks will buy almost all types of currency. But, you probably won’t get a great exchange rate, but at least you won’t be stuck with cash you can’t use! Current Currency Exchange Rates Check out the chart below for current currency exchange rates, as well as the current currency exchange rate at Travelex. Note, rates are constantly changing. I included these so you could see how the Travelex rate differs from the stated daily exchange rate. Currency Exchange Rate ($1 USD =) Travelex Rate Canadian Dollar 1.3274 1.1757 Mexican Peso 18.00027 15.9987 European Euro 0.8934 0.8146 British Pound 0.7814 0.7141 Chinese Yuan 6.84 6.0283 Japanese Yen 111.28 98.9324 Australian Dollar 1.32 1.1639 Russian Ruble 59.45 49.9108 Swiss Franc 0.9693 0.8741 South African Rand 12.91 11.1990 In Summary Changing money can be a complicated, but necessary process. If you’re exchanging your currency, you’ve got a number of different options, depending on how much money you need and which currency you’re exchanging. Be sure to do your research or risk getting saddled with unexpected and hefty extra fees.

Customer Relationship Marketing Article Example | Topics and Well Written Essays - 2500 words

Customer Relationship Marketing - Article Example Introduction: The legendary question in the history of the business management is how to satisfy the customers. It is very obvious to understand that customer is the king in any business as the customers are the vital factor in the business that generates the revenue for the company. The customer’s perception and attitude towards the services provided by the hospitality industry are the vital factors. The customer loyalty programs are very much vital for this industry mainly for the hotels, in most of the hotels the loyalty programs run as these hotels want their customer to be happy and the lingering effect of the loyalty programs will get back the customers in the hotel in the near future. Part A: The correlation between the CRM and hospitality management: It is very important to understand that customer relationship management and the hospitality industry are closely related to each other and they are the supplementary factors for each other for a successful business enviro nment. It very important to understanding that service products are not the tangible product it is strictly intangible product. People don’t get the feeling of the product while they are buying the product they get the actual feelings of the product while they pursue the service and that is the reason the presales customer relation management is very much important for the hospitality industry. All the major hotels in the world follow the strict regulations of the long term customer relationship management. The loyalty is a factor which enables the customer to buy a product in repeated manner. There are some factors are related in this context to support the power of loyalty and they are trustworthiness, dependability, allegiance, devotion and excellence. The loyalty programs are the reason for the Starbucks to pull the same old customer for repeated time. The hospitality industry is surviving on these loyalty programs as the cost of acquiring new customer is high so retentio n of a customer would lower down many recurring costs. The hotel industry works with three main functional entities and they are the owner of the hotel, the management team and the brand itself. The proper alignment of the interest towards the betterment of the service is the main motto of all of these three parties. Most of the time these parties don’t want to share the customer data related to their own department and that leads toward the malfunctioning of the whole system. Most of the big hotels use CRM software to maintain the customer database. Mainly for the hotels who are having multiple locations, they use centralized CRM which is been used from the head office. Monitoring the existing customer database in very much important for the further improvement of the system. CRM is the cross functional management philosophy that focuses on reconfiguration of the activities of the firms towards their customers. The CRM and marketing management are different in many aspects. The marketing activity can be a small time promotional activity but, the customer relation management is a long term process to satisfy the existing customer. CRM focuses on maximizing revenues where marketing focuses on brand building and other activities for the future sales. The betterment of the business relies on a strong interpersonal relationship with the customers. The proper CRM (Customer Relation Management)